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While you`re compiling your 2013 Tax Return, it`s the perfect opportunity to examine your expenses. You’ve already got your bank statements out; why not take a closer look (just plop them into a spreadsheet, and sort through your expenses). The full story begins to emerge. Invariably, we can all find areas where we can improve for 2014.

Think that latte, candy bar, coffee, or soda was affordable? What if you purchased one or more of those items several times weekly? They all become a "habit"--and, it all adds up...

For all of you coupon-conscious readers, now`s also the perfect time to join a market research panel. When you find yourself with a spare 10 minutes here or there, take a survey and earn that $3.00. One of our favorites is Opinion Outpost. They’ve been around a very long time I`ve consistently heard very positive user reviews. It’s free to sign up and you can take surveys on your own time schedule. Who knows, maybe you can even make a "habit" of it?

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This website was created and owned by Ashley & is based in the USA. While sometimes we do have posts that are internationally and worldwide, this is not often. Our target audience is in the USA so please keep this in mind when using this site. Please note that Closet of Free Samples does accept forms of cash advertising, sponsorship, paid insertions and/or other forms of compensation. Read More →