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If you have a Health Savings Account (HSA) or a Flexible Spending Account (FSA), you can now use your HSA or FSA card to pay for eligible items on Amazon. This change lets you put your balance towards dozens of health and hygiene items, including deodorant, eye drops, vitamins, lip balm, first aid kits, certain contraceptives and more. 
Not only does this allow you to pay for medical supplies with pre-tax dollars, but it also eliminates the hassle of having to go to the store to pick up essentials. Another pro: it makes it easier to spend your remaining FSA funds when the deadline to use them is quickly approaching (HSA funds, on the other hand, roll over to the following year).  

What Can I Purchase on Amazon with my FSA or HSA card?

Items will be listed as “FSA or HSA” eligible on the individual product pages and you can also browse the full list of items on Amazon’s website. Eligible products range from canes and gauze to pregnancy tests and syringes. As always, make sure to keep all detailed receipts as they will most likely be requested. Over the counter medicine cannot be purchased because they require a prescription to be FSA or HSA eligible. This feature is not supported by Amazon. If you have a prescription for an OTC medicine and decide to purchase it on Amazon using other payment methods, then you may be able to request reimbursement from your plan administrator. 

What is an FSA?

An FSA is employer-sponsored savings account for health care expenses. You are not taxed on the money put into the FSA and you can then use the account to pay for qualified out-of-pocket health care costs, such as your deductible and copays, but not your premium. FSAs were created in the 1970s to enable employees to use pre-tax dollars for health care expenses that were not otherwise covered by employer-sponsored health coverage. These accounts gained more popularity in the 2000s, and they underwent a few changes with the Affordable Care Act (ACA), including the addition of an annual contribution limit. Health FSAs can save you money on taxes while helping you regularly put aside money for health care expenses. If carefully planned, using an FSA for health care costs can be an asset to your family’s budget. 

What is an HSA?

An HSA is a tax-advantaged savings account that can be used for your health care expenses. Money comes out of each paycheck and is deposited into the account for future use. If you have a high deductible health insurance plan, an HSA can help provide some security for your health care costs and limit out-of-pocket expenses. Since the deposits are coming straight out of each paycheck, the money you contribute to an HSA is pre-tax and the interest that accumulates in the account is tax-free. An HSA is a good option for someone who is young and generally healthy. If you have a high deductible health insurance plan and are able to come up with a reasonable estimate of your health care expenses each year, you could potentially save a great deal of money with an HSA. 
Please reach out to your plan administrator for more information on what items are eligible and how to provide appropriate documentation for reimbursement. 


Check out some Prime member-exclusive benefits:
You can also score free shipping on most Subscribe & Save orders – including qualifying Add-On items that have the subscribe option. See Today's Daily Deals on Amazon here. You can cancel your subscriptions easily in your Amazon account without being penalized. That means if you’re just wanting to snag a deal for the low price but don’t want the subscription, you can cancel it right after you receive your order.
Also, you can unlock extra savings on select subscriptions by clipping coupons, and you can save an extra 15% instead of the regular 5% off all items in your subscription whenever you add 5 or more eligible items to your monthly subscriptions. Check out the current Check out more Amazon deals here.
NOTE:  In advance of each subscribe & save delivery, Amazon will send you a reminder email showing the item price and any applicable discount for your upcoming delivery. The price of the item may decrease or increase from delivery to delivery, depending on the price of the item at the time they process your order.
Psst... Want to earn FREE gift cards to use towards your Amazon purchases? Join me on DealSpotr (share deals and coupons to earn points for Amazon) and Swagbucks (get paid to search and redeem for prizes and gift cards).

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to and affiliated sites.

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